Behnke Insurance is a recommended and trusted agency and they can help you with the right insurance products in Lomira, Oakfield WI, Oshkosh WI, Plymouth WI, Ripon WI or Waupun WI. They provide both personal and commercial insurance products. As a local agency they understand local conditions and risks. As an independent agency they can search for the best deals among several leading carriers.
Insurance is about transferring certain risks to an insurance carrier in return for a monthly premium. The system works because many participate, and few are likely to claim at any given time. You can transfer your personal risks or your commercial risks or both.
Personal insurance can cover your home, your car, your health, possible disability, your liabilities, your life and cover you when travel. Home insurance protects you in the event of damage or loss to your home or content. Once caveat is natural disasters such as floods and earthquakes. Most carriers won’t take the risk for events such a s flood. You will need special insurance for that.
Other important personal insurance options include auto insurance, health insurance, disability cover, life insurance and travel insurance. Liability cover is usually contained within a specific policy such as a car insurance policy or a homeowner’s policy. You also get additional options such as umbrella and endorsements.
Commercial insurance is also important for business owners. Commercial insurance will cover you for many events such as accidents, general liability claims, professional liability claims, product liability claims, business interruption, data loss, theft, robbery, fire and so on. Commercial insurance can be in the form of a BOP or a custom policy.
Insurance is a type of risk management. You hope not to need it, but when you do need it, you don’t want to be caught without it.