Behnke Insurance provides affordable car insurance throughout Lomira, Mount Calvery WI, Oakfield, Oshkosh WI, Plymouth WI and Waupun WI. Car insurance is not an option, it is something you must have if you own a car. Even if you have car insurance from a different agency there is no harm in having a Behnke consultant review your policy. There may be gaps you unaware of or may even be paying too much.
Car insurance is about coverage and cost. When you deal with Behnke insurance you get the best of both. Coverage should optimally include liability to 3rd parties, collision cover, medical cover and comprehensive. Liability insurance is a compulsory component of auto insurance. If you don’t have liability insurance whilst driving a vehicle you could find yourself on the wrong side of the law. If you are involved in a motor vehicle incident where others are injured, you could face serious financial consequences as well.
Liability or 3rd party insurance only covers third party claims. It does not cover your own medical expenses or vehicle damage. For vehicle damage resulting from a road accident you need collision insurance. The risk of an accident is always there, so it makes sense to have collision insurance.
Another important component of car insurance coverage is medical insurance. This type of insurance will cover you and your passengers for medical expenses in the event of injury. Your insurance consultant can also advise you about personal injury protection plans. For vehicle damage and loss related to events other than a road accident, there is comprehensive cover. This will cover you for things such as storm damage, vehicle theft and so on.
Cost is also an important component of car insurance and the consultants at Behnke will do their best to get you the lowest cost for your circumstances.