Business insurance for new and unprecedented perils
Business insurance is an affordable form or risk management. There are many risks that can seriously damage your bottom line and your business. If you want adequate business protection in Oshkosh WI, Plymouth WI or Waupun WI then you should speak to the business insurance specialists at Behnke Insurance.
Business risks can come in many forms and shapes, from cyber-attacks to natural disasters, from accidents to fraud. These days cyber-attacks and possible data loss pose a huge threat to many businesses. More and more businesses rely on the internet for marketing and sales but also face new and unprecedented threats in the form of virus infections, hacking and cyber-attacks.
Some companies spend millions in order to protect their networks, computers and data from hackers and other online threats. But it can take just one malicious phish or virus to upset the apple cart. In the past commercial insurance has addressed the traditional risks such as fire, theft and accidents. But in the millennial age we face new and unprecedented threats and you should be sure your commercial insurance covers you for these new and dangerous perils.
Of course you still need to cover yourself against the traditional risks as they will always be around. Property insurance, auto insurance, business interruption insurance, workmen’s compensation and liability insurance should all be part of a commercial insurance solution.
If you are a small to medium business you might start with a standard business owner’s policy (BOP) and then add certain types of insurance that are not included in a BOP. You might also need special insurance tailored to the type of business you operate. For example, if you are a transport company you will need specific insurance that covers the transport of passengers or goods.
An independent and accredited agent such as Behnke Insurance can help you with custom business insurance tailored to your needs.