Insurance policies in Waupun, Oshkosh, Plymouth, Ripon WI

The insurance model requires many participants with a low % of claims

We all face risks and insurance is one of the best risk management strategies and tools we have at our disposal. Apart from life insurance, insurance is not about gain or making a fortune. It is about loss recovery – insurance whether car insurance, property insurance, travel insurance or business insurance simply means you won’t lose everything when misfortune knocks on your door. If you want to protect yourself against severe loss in Oshkosh WI, Plymouth WI, Ripon WI or Waupun WI then you should get proper insurance cover from Behnke Insurance.

Insurance is possible when many contribute to cover the few who suffer great loss. The concept of insurance has been around for a long time. It started with the concept that you should not put all your eggs in one basket. Think back to the mariners of the old days who sailed ships with precious cargo across the oceans. They would split the cargo across different ships so if one went down, all the cargo would not be lost. Insurance is similar, but just a lot more complicated and sophisticated.

A carrier will issue you with an insurance policy which means the carrier will absorb the financial loss should you suffer loss. In return the carrier will require you to pay a monthly premium. This model only works if there are enough people who participate. The idea is that something bad will happen to a few who participate, but not to the majority. The insurance company makes money because millions participate and contribute ad most will never need to make a claim. You participate because there is always the risk that you might be one of the unlucky few and that risk is too serious to ignore.

There have been events such as large scale and devastating flooding that has turned the model on its head. That is why most carriers don’t offer flood insurance anymore as part of home insurance. As the world turns and disasters become more common, the insurance model might well be in for more surprises.



Car insurance policies in Plymouth, Ripon and Oshkosh, WI

Auto insurance covers you when the wheels come off

When you own and drive a vehicle auto insurance is not an option it is a given. If you own a car and don’t have auto insurance you are taking a terrible risk and you will be breaking the law as well. Behnke Insurance can help you with affordable yet reliable car insurance in Oshkosh WI, Plymouth WI, Ripon WI and Waupun WI.

Car insurance is not expensive and can save you from financial disaster should the wheels come off. There are many things that can go wrong, on or off the road. When driving it’s a good idea to take your car insurance and proof thereof along for the ride. If you get pulled over by an officer you may be asked to provide proof of auto or at least liability insurance. If you are involved in a road accident and other are injured or suffer damages, you might find yourself on the wrong side of a law suit. You need liability cover as part of your car insurance to protect you in the event of liability claims.

Of course when there is a road accident there is vehicle damage. Without collision cover you will have to pay for your own damages and related things such as road side assistance, towage and alternative transport. Apart from road accidents there are other real risks such as storm damage. There seems to be an increase in severe weather conditions across the globe and storms can cause considerable damage to your vehicle.

When you consider the cost vs the risks, car insurance simply makes financial sense. The only thing you really need to do is find the right agent to help you with cost effective and reliable car insurance so that you won’t be let down when the wheels come off.


Business insurance in Waupun, Oshkosh and Plymouth, WI

The real perks of using business insurance policies

Insurance is an excellent means for safeguarding your business against unforeseen risks, thereby offering you complete peace of mind. At Behnke Insurance we offer the best range of business insurance and commercial insurance policies and at the best industry rates. The areas that we cover include Fond Du Lac, Plymouth, Oshkosh and Ripon, Waupun WI.

The Behnke Insurance Difference

  • We are dedicated to offer the finest advice and service possible to every customer. In fact, you can communicate with our experts who will understand both your business as well as the risks which you may face daily. Our friendly, helpful and efficient team are always there to help you
  • We offer different forms of insurance policies with insurance related to business and commerce being our forte. Our staffs put all their effort and time to arrange the finest cover for protecting our client’s business
  • We have been in this industry for quite some time now and can take care of all your insurance needs related to your business no matter how complex or small it is
  • With in-house authority and dedicated systems availing an insurance coverage for your car would not have been easier. Our team can offer quotations in minutes over the phone and devoid of having to fill lengthy forms
  • We are available 24/7/365 which means even during an emergency, we are ready to help you.

Your business is likely to be thriving well yet it may fall a victim to difficulties that you cannot foresee. So investing in the right insurance cover for your business or commercial needs from Behnke Insurance will be the right step. It will help to adequately cover the potential dangers to your business thereby making it a highly sensible business idea. Use it to believe it. You will definitely be benefited.

Car or auto insurance in Oshkosh, Plymouth and Ripon, WI

Why investing in auto insurance makes sense?           

Driving indeed is a privilege, yet it has a price. There is a price for purchasing a car, repairs, maintenance, fuel and not to forget when you invest in an auto insurance you invest more than the repair or replacement of your car following an accident. Investing in a vehicle insurance makes sense because you are investing in a financial safety protection against different financial losses which may be staggering otherwise. People who are residing in and around Fond Du Lac, Plymouth, Oshkosh, Ripon and Waupun, WI can avail the car insurance policies that Behnke Insurance offers.

How our vehicle insurance covers can help you?

  • Car repairs because of damage resulting from an accident
  • Car repairs resulting from flood, vandalism and other forms of accidents
  • Medical expenses occurring from bodily injury both to yourself as well as others occurring from an accident
  • Benefits to survivors if the accident leads to death
  • Lost wages because of injury occurring from an accident
  • Lawsuits which also includes legal fees, resulting from an accident

At Behnke Insurance we understand how stressful a situation can be if one faces an accident. Considering this we strive in making our claims procedure pain-free. Choosing the best coverage for your car from our different vehicle insurance plans will save you money and perils down the road. We also offer comprehensive policies that can cover different forms of risks and everything under the same coverage. The different types of vehicle insurance policies that we offer include gap insurance, no-fault insurance, personal injury protection, uninsured motorist protection, comprehensive insurance, collision insurance and liability insurance. Selecting the most appropriate policy will protect you against different devastating situations and at the same time keep your peace of mind unharmed. And if you have many vehicles, you can insure all under a single policy and make the most of the multi-car discount. It will help you to save on all vehicles.


Home insurance in Ripon, Waupun and Oshkosh, WI

Home insurance gives you peace of mind

Your home is your castle and place of retreat and safety. It is also a big investment that you need to protect in financial terms. Home insurance is the most cost effective way to protect your financial interests should disaster. And these days it seems there are more and more disasters, some just around the corner. Behnke Insurance can help you with the right homeowner’s insurance in Fond Du Lac, Plymouth, Oshkosh, Ripon and Waupun WI.

With proper home insurance you can have peace of mind that your property is covered should misfortune knock on your door. And misfortune can come in many forms such as storm damage, flood damage, domestic flooding, fire, theft, civil unrest as well as accidents and mishaps.

Homeowners insurance is there to ensure you don’t lose everything you have worked so hard far. What if your house burns down and you don’t have proper home insurance? You lose everything. And when you lose everything you not only lose your home but your way of life. Home insurance is not expensive, but the alternative is.

Homeowners insurance will cover your buildings and structures and will cover the cost of repairing or rebuilding your home after some disaster. Home insurance will also cover certain valuables inside your home. Home insurance will also have a liability clause that will cover you in the event that accident or mishap on your property results in injury or damage to others.

Proper home insurance means you should be adequately covered for real risks. You need to be sure your homeowner’s insurance covers you for the replacement value of your home and your possessions. You also need to be aware of possible exclusions such as flood damage.

It is a good idea to get professional assistance with home insurance so you can have peace of mind that your property is adequately covered.


Auto and car insurance in Oshkosh and Plymouth, WI

Auto and life insurance that’s right for you

If you own a car you have to have auto insurance, period. It is required by law and of course it makes financial sense to protect your interests when the wheels come off. However, you want to make sure you have auto insurance that is right for you. Behnke is an independent agent that specializes in auto insurance in Fond Du Lac, Plymouth, Oshkosh, Ripon, Waupun WI. They can find right auto insurance deal for you.

The right auto insurance is a policy that covers you for your real risks and does not cost you more than it should. Real risks could vary depending on where you drive and how you drive, but you certainly want your auto insurance to cover some basic things such liability claims and collision damage. You might also want to add some bells and whistles so that you are covered for things such as road side assistance, medical, alternative transport and so on.

At the end of the day insurance is about risk management and not losing a lot or losing everything. Auto insurance is a cheap way to ensure you don’t lose a lot of money due to a car accident, vehicle theft, a liability claim or some other event.

Another important component of your financial plan should be life insurance. This is especially true when you have loved ones who are dependent on you. Should something happen to your loved ones could be left penniless if you don’t have life cover. Life insurance is a cheap way to make sure your loved ones don’t lose everything in the event that they lose you. Your agent can advise you regarding options such as term life insurance, whole life insurance and endowment options.

Whether you need auto insurance, life insurance or property insurance, it’s a good idea to consult your local agent to ensure you get the right plan and coverage for your situation.

Oshkosh, Plymouth, Ripon, Waupun, Fond du Lac, IL Insurance

Stay Protected With Auto and Life Insurance Covers

There are a couple of things in life which you can live without, yet insurance by no means should be one of those. We at Behenke Insurance offer different types of life and car insurance to people residing in Fond Du Lac, Plymouth, Oshkosh, Ripon and Waupun WI. Our life insurance cover will protect your family from probable financial trouble or ruin resting on your circumstances while our auto insurance policies will help to cover financial losses that may result from driving a motor vehicle.

Qualities that make Behenke Insurance the Best Insurance Agent

  • Consistent and caring customer service- The insurance agents in our company are informative and transparent. With us you will be confident that your family and car will be protected from all odds
  • Security and privacy are our priority- In fact, when you buy insurance covers from us, be it a life or car insurance you will remain absolutely secured and protected. Any sensitive information which you share with us will be encrypted and highly guarded and cannot be accessed by any outside party
  • Yearly Insurance reviews- It is true that not all has the time of staying on top when it comes to their insurance policies, particularly if he/she is running a family or a business. The insurance agents in Behenke Insurance will review your insurance policies gladly and check any red flags or gaps. It is your best interest that is our best interest too, and an insurance review annually will take a couple of minutes and protect you against a potential ruin
  • Emergency preparedness- Most businesses require having a highly detailed emergency plan during calamities such as fire, hurricane or flood. Be assured Behenke Insurance is prepared fully for such calamities and can sincerely attend to all your insurance requirements especially when you are largely vulnerable

So what are you waiting for? Invest in our insurance covers and enjoy peace of mind.

Auto Insurance in Plymouth, Ripon, Waupun and Oshkosh, WI

Having the Right Auto or Life Insurance is a Sound Decision

If you make comparisons between different insurance companies you will discover that Behnke Insurance provides distinctive benefits over others. The insurance agents in our firm are dedicated to thoroughly understanding your distinct needs and take the time in recommending the insurance coverage that is ideal for you. From auto insurance to life insurance we offer it all. Our service areas include Fond Du Lac, Plymouth, Oshkosh, Ripon and Waupun WI. Our insurance agents can also proactively recommend insurance policy choices and discounts based on your individual circumstances. They will also help you to make policy changes and stay informed with respect to claims.

Benefits of Using Insurance Plans from Behenke Insurance

  • You can count on our agents for advice and flexible coverage choices to cater your evolving requirements and simple claims process. Our team of experts will always be there to help you to cater your personal as well as business needs and at the lowest price
  • Our  licensed and experienced insurance agents will guide you thoroughly with the different options available to help you select the best. Every agent in our company has undergone specialized training to make sure they can offer you with upfront and clear advice. After all, we wish you in having a policy which fits your needs appropriately and avoids surprises should your dear ones require in making a claim
  • We offer insurance coverage, which is tailored to fit your needs, budget and lifestyle at every phase of life along with the flexibility for making changes as your requirements evolve.

 With insurance covers from Behnke Insurance be it life or auto, you will be satisfied that we possess the expertise, stability and strength to be there especially when you need us. Having the right life or car insurance policy is a sound decision indeed. This will offer you a peace of mind that you are insured.

Insurance Agency in Plymouth and Ripon WI

Can An Insurance Agency Bring You Peace Of Mind?


You’re probably wondering if that insurance policy you have just paid for will ever be monetized to your advantage. And you’re also probably wondering if you should have bought that life insurance you’ve been thinking about lately. And then there’s the compulsory ones, like health insurance, car insurance…

Sounds awfully a lot like everything-insurance.

While the long list of needed insurance keeps your insurance agency happy, you’re wondering if all this does you or your family any good.

If you have doubts about your insurance agency or about the insurance policies you own so far, the read on…

Imagine what your life would be without these policies. Yes, they’re just pieces of paper, but imagine: what if you didn’t have them? What would happen then?

And while there are definitely mood-based insurance policies (you see a lot of people insuring their pens, feet, nose, cats, etc), you know deep down that the insurance packages you signed for are definitely not whims:

–          Take your health insurance as an example: people get sick, whether we like it or not. And the world we live in… well, let’s just say medical treatments are not as cheap as we’d like. Health insurance definitely helps you overcome the financial problems that come with health problems.

–          Having car insurance is another sound decision. You don’t have to be the one who crashes the car or scratches it. But accidents happen even to the most attentive and law-abiding drivers. Even though car insurance is compulsory by law you know a time will come when you will need it, so it is better to have it than to long for it.

–          Then, there is the house insurance policy that keeps you and your family safe from disasters…

Nothing compares to the peace of mind you have when you know that you, your family and your goods are insured in case of accident, disease, natural disasters, or other unforeseen events. So the next time you have doubts about insurance taxes, just imagine what you would have to go through if you didn’t have these policies at hand.

Personal Insurance in Plymouth and Waupun WI

Main Types Of Personal Insurance

Understanding the insurance market nowadays can be as challenging as trying to learn a new, completely foreign language from scratch. There are so many types of insurance policies available, so many contracts to sign and papers to fill out that there is no wonder so many people have no idea what kind of insurance they have.

What is a personal insurance policy and how is it different from other insurance packages?

The personal insurance is not that special; the term is used to refer to a type of insurance that is not business-related. In other words, personal insurance is another term for life insurance, or a type of insurance that meets the needs of an individual or a family rather than the needs of a business.

Personal insurance usually includes two sub-types of insurance: individual insurance or group insurance.

But insurance companies have been recently developing another sub-type of insurance, a policy that is specially catered towards seniors and preneed. They are known as niche-products, meaning that they serve a targeted market and address the needs of a unique kind of population.

In the wide group of life insurance plans there is also the pension. Pensions are considered a form of life assurance but they do have a high longevity-risk; therefore those who have pensions are usually advised to also purchase health insurance or another type of personal insurance.

Do you know what your personal insurance policy covers? Many don’t

The insurance agencies are not making it easier for their clients either: constantly renewing their policies, they are also renaming their insurance packages, thus confusing people even more.

Luckily for us, though, there is one good thing that’s going on in the insurance industry in Fond Du Lac, Ripon, Waupun, Oshkosh, Plymouth and throughout the country: with more and more insurance agencies appearing on the market, we are witnessing a slow, discrete, but sure decline in the prices of insurance policies.