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Home insurance in Ripon, Waupun and Oshkosh, WI

Home insurance gives you peace of mind

Your home is your castle and place of retreat and safety. It is also a big investment that you need to protect in financial terms. Home insurance is the most cost effective way to protect your financial interests should disaster. And these days it seems there are more and more disasters, some just around the corner. Behnke Insurance can help you with the right homeowner’s insurance in Fond Du Lac, Plymouth, Oshkosh, Ripon and Waupun WI.

With proper home insurance you can have peace of mind that your property is covered should misfortune knock on your door. And misfortune can come in many forms such as storm damage, flood damage, domestic flooding, fire, theft, civil unrest as well as accidents and mishaps.

Homeowners insurance is there to ensure you don’t lose everything you have worked so hard far. What if your house burns down and you don’t have proper home insurance? You lose everything. And when you lose everything you not only lose your home but your way of life. Home insurance is not expensive, but the alternative is.

Homeowners insurance will cover your buildings and structures and will cover the cost of repairing or rebuilding your home after some disaster. Home insurance will also cover certain valuables inside your home. Home insurance will also have a liability clause that will cover you in the event that accident or mishap on your property results in injury or damage to others.

Proper home insurance means you should be adequately covered for real risks. You need to be sure your homeowner’s insurance covers you for the replacement value of your home and your possessions. You also need to be aware of possible exclusions such as flood damage.

It is a good idea to get professional assistance with home insurance so you can have peace of mind that your property is adequately covered.

 

Auto and car insurance in Oshkosh and Plymouth, WI

Auto and life insurance that’s right for you

If you own a car you have to have auto insurance, period. It is required by law and of course it makes financial sense to protect your interests when the wheels come off. However, you want to make sure you have auto insurance that is right for you. Behnke is an independent agent that specializes in auto insurance in Fond Du Lac, Plymouth, Oshkosh, Ripon, Waupun WI. They can find right auto insurance deal for you.

The right auto insurance is a policy that covers you for your real risks and does not cost you more than it should. Real risks could vary depending on where you drive and how you drive, but you certainly want your auto insurance to cover some basic things such liability claims and collision damage. You might also want to add some bells and whistles so that you are covered for things such as road side assistance, medical, alternative transport and so on.

At the end of the day insurance is about risk management and not losing a lot or losing everything. Auto insurance is a cheap way to ensure you don’t lose a lot of money due to a car accident, vehicle theft, a liability claim or some other event.

Another important component of your financial plan should be life insurance. This is especially true when you have loved ones who are dependent on you. Should something happen to your loved ones could be left penniless if you don’t have life cover. Life insurance is a cheap way to make sure your loved ones don’t lose everything in the event that they lose you. Your agent can advise you regarding options such as term life insurance, whole life insurance and endowment options.

Whether you need auto insurance, life insurance or property insurance, it’s a good idea to consult your local agent to ensure you get the right plan and coverage for your situation.

Oshkosh, Plymouth, Ripon, Waupun, Fond du Lac, IL Insurance

Stay Protected With Auto and Life Insurance Covers

There are a couple of things in life which you can live without, yet insurance by no means should be one of those. We at Behenke Insurance offer different types of life and car insurance to people residing in Fond Du Lac, Plymouth, Oshkosh, Ripon and Waupun WI. Our life insurance cover will protect your family from probable financial trouble or ruin resting on your circumstances while our auto insurance policies will help to cover financial losses that may result from driving a motor vehicle.

Qualities that make Behenke Insurance the Best Insurance Agent

  • Consistent and caring customer service- The insurance agents in our company are informative and transparent. With us you will be confident that your family and car will be protected from all odds
  • Security and privacy are our priority- In fact, when you buy insurance covers from us, be it a life or car insurance you will remain absolutely secured and protected. Any sensitive information which you share with us will be encrypted and highly guarded and cannot be accessed by any outside party
  • Yearly Insurance reviews- It is true that not all has the time of staying on top when it comes to their insurance policies, particularly if he/she is running a family or a business. The insurance agents in Behenke Insurance will review your insurance policies gladly and check any red flags or gaps. It is your best interest that is our best interest too, and an insurance review annually will take a couple of minutes and protect you against a potential ruin
  • Emergency preparedness- Most businesses require having a highly detailed emergency plan during calamities such as fire, hurricane or flood. Be assured Behenke Insurance is prepared fully for such calamities and can sincerely attend to all your insurance requirements especially when you are largely vulnerable

So what are you waiting for? Invest in our insurance covers and enjoy peace of mind.

Auto Insurance in Plymouth, Ripon, Waupun and Oshkosh, WI

Having the Right Auto or Life Insurance is a Sound Decision

If you make comparisons between different insurance companies you will discover that Behnke Insurance provides distinctive benefits over others. The insurance agents in our firm are dedicated to thoroughly understanding your distinct needs and take the time in recommending the insurance coverage that is ideal for you. From auto insurance to life insurance we offer it all. Our service areas include Fond Du Lac, Plymouth, Oshkosh, Ripon and Waupun WI. Our insurance agents can also proactively recommend insurance policy choices and discounts based on your individual circumstances. They will also help you to make policy changes and stay informed with respect to claims.

Benefits of Using Insurance Plans from Behenke Insurance

  • You can count on our agents for advice and flexible coverage choices to cater your evolving requirements and simple claims process. Our team of experts will always be there to help you to cater your personal as well as business needs and at the lowest price
  • Our  licensed and experienced insurance agents will guide you thoroughly with the different options available to help you select the best. Every agent in our company has undergone specialized training to make sure they can offer you with upfront and clear advice. After all, we wish you in having a policy which fits your needs appropriately and avoids surprises should your dear ones require in making a claim
  • We offer insurance coverage, which is tailored to fit your needs, budget and lifestyle at every phase of life along with the flexibility for making changes as your requirements evolve.

 With insurance covers from Behnke Insurance be it life or auto, you will be satisfied that we possess the expertise, stability and strength to be there especially when you need us. Having the right life or car insurance policy is a sound decision indeed. This will offer you a peace of mind that you are insured.

Insurance Agency in Plymouth and Ripon WI

Can An Insurance Agency Bring You Peace Of Mind?

 

You’re probably wondering if that insurance policy you have just paid for will ever be monetized to your advantage. And you’re also probably wondering if you should have bought that life insurance you’ve been thinking about lately. And then there’s the compulsory ones, like health insurance, car insurance…

Sounds awfully a lot like everything-insurance.

While the long list of needed insurance keeps your insurance agency happy, you’re wondering if all this does you or your family any good.

If you have doubts about your insurance agency or about the insurance policies you own so far, the read on…

Imagine what your life would be without these policies. Yes, they’re just pieces of paper, but imagine: what if you didn’t have them? What would happen then?

And while there are definitely mood-based insurance policies (you see a lot of people insuring their pens, feet, nose, cats, etc), you know deep down that the insurance packages you signed for are definitely not whims:

–          Take your health insurance as an example: people get sick, whether we like it or not. And the world we live in… well, let’s just say medical treatments are not as cheap as we’d like. Health insurance definitely helps you overcome the financial problems that come with health problems.

–          Having car insurance is another sound decision. You don’t have to be the one who crashes the car or scratches it. But accidents happen even to the most attentive and law-abiding drivers. Even though car insurance is compulsory by law you know a time will come when you will need it, so it is better to have it than to long for it.

–          Then, there is the house insurance policy that keeps you and your family safe from disasters…

Nothing compares to the peace of mind you have when you know that you, your family and your goods are insured in case of accident, disease, natural disasters, or other unforeseen events. So the next time you have doubts about insurance taxes, just imagine what you would have to go through if you didn’t have these policies at hand.

Personal Insurance in Plymouth and Waupun WI

Main Types Of Personal Insurance

Understanding the insurance market nowadays can be as challenging as trying to learn a new, completely foreign language from scratch. There are so many types of insurance policies available, so many contracts to sign and papers to fill out that there is no wonder so many people have no idea what kind of insurance they have.

What is a personal insurance policy and how is it different from other insurance packages?

The personal insurance is not that special; the term is used to refer to a type of insurance that is not business-related. In other words, personal insurance is another term for life insurance, or a type of insurance that meets the needs of an individual or a family rather than the needs of a business.

Personal insurance usually includes two sub-types of insurance: individual insurance or group insurance.

But insurance companies have been recently developing another sub-type of insurance, a policy that is specially catered towards seniors and preneed. They are known as niche-products, meaning that they serve a targeted market and address the needs of a unique kind of population.

In the wide group of life insurance plans there is also the pension. Pensions are considered a form of life assurance but they do have a high longevity-risk; therefore those who have pensions are usually advised to also purchase health insurance or another type of personal insurance.

Do you know what your personal insurance policy covers? Many don’t

The insurance agencies are not making it easier for their clients either: constantly renewing their policies, they are also renaming their insurance packages, thus confusing people even more.

Luckily for us, though, there is one good thing that’s going on in the insurance industry in Fond Du Lac, Ripon, Waupun, Oshkosh, Plymouth and throughout the country: with more and more insurance agencies appearing on the market, we are witnessing a slow, discrete, but sure decline in the prices of insurance policies.

Business Insurance and Commercial Insurance in Waupun, Ripon and Plymouth, WI.

Business and commercial insurance coverage for your type of business

Business insurance or commercial insurance can help to protect your financial interests in the event of some disaster and accident or other unfortunate event or mishap. However it is important that you have the right commercial insurance for your type of business. There is nothing easy or straightforward about business insurance and it is probably best to consult with a local expert in your area.

Behnke Insurance is an independent and local agent serving the business communities of Fond Du Lac, Ripon, Waupun, Oshkosh and Plymouth. There are many aspects to commercial insurance and there is no single policy that covers the requirements of different businesses.  As business owner you face many risks and there are specific policies designed to address and cover different perils.

The biggest risks do not necessarily lie in natural disasters and similar calamities. Yes we all face the possibilities of floods, storms, earthquakes, hurricanes and so on. But there are many other risks that happen more often. These include fire, accidents, mistakes as well as malicious actions such as theft and fraud.

There are general business and commercial policies to cover you against natural disasters and storm damage. However you can suffer severe losses as a result of unfortunate accidents, malpractice claims and liability claims.  Property insurance is probably the biggest component in your coverage but It also follows that liability insurance is an important part of your business insurance profile. Related polices include workmen’s compensations, group medical, commercial auto and errors and omissions.

Depending on the type of business you operate you may also need industry specific insurance such as builders bonds, marine insurance, aviation insurance, truckers insurance, haulage insurance and so on.

Another important aspect of business insurance is the cost. When you deal with an independent agent you are likely to get the best deal since such an agent has access to the best commercial insurance plans offered by leading carriers.

 

Auto Insurance and Car Insurance in Waupun, Ripon and Plymouth, WI.

Auto and car insurance is complex and should be left to the experts

You have many options for auto insurance in Fond Du Lac, Ripon, Waupun, Oshkosh or Plymouth  but how do you know which option is the best for your needs?  When you deal with an independent agent such as Behnke insurance, you can be confident you will get best value auto insurance tailored to you needs.

Some car insurance is required by law but that will only cover injuries related to a motor vehicle accident.  There are many other risks and possible related losses such as collision damage, storm damage, auto theft, vehicle right off and so on. Just as there different risks there are different policies designed to protect your financial interests in the vent that crash into such a risk.

Apart from covering your risks, you also want to get the best price possible. There are many factors that influence the cost of car and auto insurance. These include your current driving habits, past driving record, the type of vehicle you drive, where you live, how old you are and so on. Other factors that influence your insurance premiums is the way in which your policy is structured. For example you could opt for higher deductibles in exchange for lower premiums.

Now auto insurance is not only for your car or primary vehicle. Auto insurance can and should cover other valuable vehicles that you may own, such as boat or a snowmobile. If you extend your policy to include additional vehicles you could also qualify for additional auto insurance discounts.

All in all there is a lot involved when it comes to auto and car insurance.  You could spend hours of your time comparing quotes, terms, conditions, inclusions and exclusions or you could simply leave it somebody who knows what he is doing when it comes to insurance. Seems like a no-brainer to me.

Home Insurance and Homeowners Insurance in Fond du Lac, Ripon, Waupun, Oshkosh, and Plymouth

Things you can do to lower your home insurance rate

 

Are you looking for new ways to lower the price you have to pay for your home insurance? If your answer to this question is yes, then you should further read this article to find out methods that will lower the price of your insurance, no matter if you live in areas such as Fond du Lac, Ripon, Waupun, or Oshkosh, and Plymouth.

The first thing that you should do, in order to lower your home insurance cost is to verify how old the roof and the plumbing are. If these are older than 25 years, your house will be classified as a high risk residence, and the price you will have to pay for it will be extremely expensive. If this is the case, you should immediately hire a contractor, and replace or repair those items. This way, your house will not get classified as a high-risk, and therefore, you will not have to overpay for your insurance.

Installing a fire alarm, or burglar alarm is another measure that you can take when trying to reduce the costs of your insurance. This way, not only will your house be safer, but you will also get a discount which can vary between 5% and 10% from the price of your insurance.

Another factor that greatly influence your premium is the age of your home. This happens because in a new home, all the wiring, plumbing, roof, and so on are new, which means lower risks, and therefore, you can even get a discount of 30% from your initial premium if the home is recently built.

Last but not least, if you want to buy a new home, you should also pay attention to where it is located, since the neighborhood can also influence the price of your home insurance.

Auto Insurance and Cheapest Car Insurance in Oshkosh, Ripon, Waupun, Fond Du Lac and Plymouth

How to lower the cost of a teen’s auto insurance

 

When it comes to having their own car, teenagers nowadays run into all sorts of problems, especially because of the high maintenance and insurance costs. If you want to know how you can lower your teen auto insurance premium, you should continue reading this article.

If you are a young driver, and you want cut down on the insurance cost, maybe the best way to do this is to follow a driving training program. These kind of programs are now available almost everywhere, including areas such as Fond du Lac, Ripon, Waupun, Oshkosh, and Plymouth, and a great fact about them is that in some cases your insurer will pay for them. If you completed such a course, there are discounts given by your insurance company of up to 10%.

Another great fact about auto insurance is that, in case you are a student, you can get an extra 15% discount off your premium if you have a B average. Pay attention though, because if you violate any traffic regulation, and you get a ticket, the discount will no longer apply.

Pay attention in the type of car you want to buy. If you are a young driver, this is very important, especially when it comes to insurance price. If you do not want to pay a large sum of money on insurance, you should consider buying a conventional car, instead of a sports car, which should not be allowed for inexperienced drivers.

At last, you should do a little research of the market before you sign your insurance policy. This way you will find the best auto insurance that fits your needs, at the lowest amount of money possible.