Blog

Car Insurance and Auto Insurance in Oshkosh WI, Plymouth WI, Ripon WI, Waupun WI and Surrounding Areas

Did you just buy a new car? Did you get it insured? In most places car insurance is mandatory, and you need to maintain a minimum level of liability insurance as is fixed in your respective state. But you should pay attention to the damages your policy covers.  We, at Behnke Insurance, have got you covered irrespective of the type of vehicle you own, be it cars, trucks, Jet Ski, boats, snowmobiles or off road vehicles. Behnke Insurance is known for delivering the best personal service at the lowest possible cost since 1973 in and around Lomira, Oshkosh WI, Plymouth WI, Ripon WI, St Cloud WI, and Waupun WI.

Car Insurance and Auto Insurance in Oshkosh WI, Plymouth WI, Ripon WI, Waupun WIHere we have mentioned a few common coverage you should look for in your policy. Do take a look.

  • Policy that covers the loss

When the other party has suffered a significant amount of loss due to an accident for which you were responsible, this policy will help you to cover the damages for injuries of that person

  • Policy that covers any damage caused by collision

In an accident, whether you collide with another car or a fence or a tree, this policy will help you pay for the repair of your car. In cases where the repair cost exceeds the current market value of the car, the policy pays the current market value of the car.

  • Comprehensive Coverage

This policy covers all kind of risks arising from any natural calamity, theft and various other aspects that are outside the purview of collision of a vehicle.

  • Policy that covers any personal damages

This policy is recommended for every driver. The damage or loss not covered by the above policies falls here. Medical bills of the driver as well as the passengers are covered in this policy irrespective of whose fault the accident was.

If you have any further queries about the degree of coverage, please contact us at (920)-922-3850.

Auto Insurance in Waupun WI, Plymouth WI, Oshkosh WI, and all the Surrounding Areas

Behnke Insurance is a recommended agency for auto insurance in Lomira, Oshkosh WI, Plymouth WI, Ripon WI, St Cloud WI and Waupun WI. They can get you best value auto insurance since they can source products from different carriers. Best value insurance will provide you with the best coverage at the best price. And that is exactly what you want when it comes to auto insurance. 

Auto Insurance in Waupun WI, Plymouth WI, Oshkosh WI 

Auto insurance can cover most types of vehicles. These include cars, vans, trucks, buses, coaches, trailers, motorized homes, motor cycles, off-road vehicles, marine craft, snowmobiles and more. The most common type of auto insurance is car insurance. This also an important because there are several laws pertaining to driving on public roads. Your car needs to be licensed. You need to have a driver’s license. You need to obey the rules and laws of the road. 

 

It is important to understand that insurance follows the law of the land. This is particularly important when it comes to car insurance. If you break the law, you compromise your insurance. If you skip a red light and cause an accident you may have a problem with a related insurance claim. If you drive while drunk, you may have a problem with a related insurance claim. If somebody who does not have a valid driver’s license causes an accident you could have a problem with insurance. 

 

Insurance will also punish you if you break the law. This is because you are the perceived as high risk. This is very important when it comes go auto insurance especially car insurance. If you break the law your insurance carrier will likely increase your premium or even cancel your auto insurance. 

 

The reverse also holds true. If you have a good driving record and other positive factors you may well qualify for cheaper auto insurance rates. 

Insurance in Waupun WI, Plymouth WI, Oshkosh WI, and all the Surrounding Areas

Behnke Insurance agency can help you with all your insurance needs in Oakfield WI, Fond Du Lac, Oshkosh WI, Plymouth WI, Ripon WI or Waupun WI. They are an independent agency and they can source the best solutions and options from several leading carriers. They are not captive to any specific carrier. They work for you and find the best insurance solutions for your needs. 

 Insurance in Waupun WI, Plymouth WI, Oshkosh WI

Insurance is a broad field and an important risk management tool. Insurance will reimburse you for losses suffered as a result of insured events and incidents. Insurance can be divided into two main categories, namely commercial insurance and personal insurance. Each of these have several sub-categories.  

 

An important thing to understand about insurance is that not all risks are covered. Insurance will cover specified assets for names risks. Another important aspect is that insurance tends to follow the law of the land. So if you do something that is unlawful, your insurance carrier could deny your claim if it is related to that unlawful event.  For example if you cause a car accident while driving under the influence, you may well have a problem with your related insurance claim. 

 

Since not all risks are covered you should be aware of risky gaps in insurance. A good example is flood insurance. You may well have home insurance, but that does not mean you have flood insurance. Another example is that of passenger transport. If you have vehicle insurance, it does not mean you have passenger liability. 

 

It makes sense to deal with a professional insurance agent. They understand the risks you face, and they will make sure you don’t have risky gaps in cover. If you want professional assistance with insurance, then you need look no further than Behnke Insurance. They serve the people a d businesses of Oakfield WI, Fond Du Lac, Oshkosh WI, Plymouth WI, Ripon WI or Waupun WI with solid insurance products and solutions. 

Home Insurance in Lomira, Oshkosh WI, Plymouth WI, Ripon WI, Waupun WI and Nearby Cities

Are you excited about your new home? You must know that as much as exciting it is to finally shift to your own place because you don’t have to share rooms with anyone, you will be enjoying amazing facilities and amenities, or more importantly, you will not have to pay extra for the rentals but the issue is there will be several other challenges that you will have to face. One of the crucial solutions for protecting your house from all such issues is opting for the right insurance for your house. Invest in the right home insurance policy. We, at Behnke Insurance, can offer you a high-quality home insurance to protect your homes from all dangers. We are an independent insurance agency so you can get to choose from a variety of carriers depending on the budget you have. We are an experienced and reputed company which is known for their comprehensive coverage options and low interest rates. So, if you belong to areas including Lomira, Oshkosh WI, Plymouth WI, Ripon WI, St Cloud WI, Waupun WI, you can resort to us without any hesitation.

Home Insurance in Lomira, Oshkosh WI, Plymouth WI, Ripon WI, Waupun WIHere, we have put together two essential ways in which the right homeowner’s insurance policy can help. Take a look.

  • Criminal Activities

The rate of crime is increasing every single day. So, you must be prepared for theft and other criminal activities. So, in order to compensate for the damage or recover from the loss, the home insurance coverage can be right for you.

  • Liability Coverage

You must remember that if someone else gets injured in your premises, you will be held responsible for all the loss and can be subjected to liability payments. The right homeowners’ insurance policy can prevent you from making such an unnecessary payment.

So, without any delay, you should quickly contact us today for the right home insurance.

Car Insurance and Auto Insurance in Lomira, Oshkosh WI, Plymouth WI, Ripon and Surrounding Areas

Are you passionate about new cars? Do you want to get a new driving experience everyday? Then, you must be looking to buy new cars frequently. But you must make sure that each of your cars gets the right protection it needs on the road. There are several things that can affect the safety of your car on the road which might also drain out your money. Therefore, it is crucial that you think of a practical solution. One of the best ideas for you would be to get hold of a good car insurance. We, at Behnke Insurance, can offer you a wide range of insurances that includes everything, right from the life, home, to business, and even auto insurance. We are an experienced and reputed company which has a dedicated team of qualified agents who will help you find the right car insurance at the right interest rates. So, if you are from areas like Lomira, Oshkosh WI, Plymouth WI, Ripon WI, St Cloud WI, or Waupun WI, you can rely on our insurance policies.

Car Insurance and Auto Insurance in Lomira, Oshkosh WI, Plymouth WI, RiponHere, we have put together a number of pivotal things you should know before choosing a car insurance company. Take a look.

  1. Independent Insurance Agency

You should understand that an independent insurance agency can offer you several carrier options for your car insurance, thereby enabling you to choose according to your budget and requirements. So, you should know whether the company is an independent insurance company or not.

  1. Coverage Options

An auto insurance is important for several issues including covering expensive car repairs and parts replacements, medical injuries for car accidents, and even liability payments. So, you must know the sort of coverage the insurance policies can provide you with.

  1. Insurance Premiums

Remember that you have to pay for the insurance every month. Therefore, it is crucial that you learn about the insurance premium rates before taking a decision. Compare the quotes from different companies to make a wise choice.

So, if you think we can be the right choice for you, then quickly contact us now.

Insurance Agency in Oshkosh WI, Waupun WI, Plymouth WI, and all the Surrounding Areas

If you are looking for an insurance agency in Lomira, Oakfield WI, Oshkosh WI, Plymouth WI, Ripon WI or Waupun WI, then chances are you will come across Behnke Insurance. And when you do your search will be over. You won’t need to look any further to find a trusted and reliable local insurance agency. 

Insurance Agency in Oshkosh WI, Waupun WI, Plymouth WI

There are many insurance agencies, so you need to do some due diligence to find the right one for you. When looking for an insurance agency, you need to consider some important things. These include the following: 

  • Are they independent or captive? 
  • Are they accredited and licensed? 
  • Do they have good reviews? 
  • Are they a local insurance agency? 
  • Can they provide the right cover at the right cost? 

There are two types of insurance agents or brokers. A captive agent represents a specific carrier. An independent agent is not tied to a specific carrier and can sell insurance products from several carriers. Behnke is an independent insurance agency. They are state licensed and members of the Professional Insurance Agents (PIA). Their reviews and referrals speak volumes about their customer service and quality of products. 

A local agent will have deeper insight and understanding of local conditions, events and risks.  Behnke Insurance is a local agent. They understand local conditions and they can find you the best coverage at the right price. They have access to several insurance plans from leading carriers and will help you get the best deal. 

Whether you need home insurance in Lomira, auto insurance in Oakfield WI, health insurance in Oshkosh WI, life insurance in Plymouth WI, commercial insurance in Ripon WI or business insurance Waupun WI, Behnke can help. 

Behnke insurance agency provides best value business and personal insurance products throughout in Lomira, Oakfield WI, Oshkosh WI, Plymouth WI, Ripon WI or Waupun WI.

Insurance in Ripon WI, Waupun WI, Plymouth WI, and all the Surrounding Areas

Behnke Insurance is a recommended and trusted agency and they can help you with the right insurance products in Lomira, Oakfield WI, Oshkosh WI, Plymouth WI, Ripon WI or Waupun WI. They provide both personal and commercial insurance products. As a local agency they understand local conditions and risks. As an independent agency they can search for the best deals among several leading carriers. 

Insurance in Ripon WI, Waupun WI, Plymouth WI

Insurance is about transferring certain risks to an insurance carrier in return for a monthly premium. The system works because many participate, and few are likely to claim at any given time. You can transfer your personal risks or your commercial risks or both.   

Personal insurance can cover your home, your car, your health, possible disability, your liabilities, your life and cover you when travel. Home insurance protects you in the event of damage or loss to your home or content. Once caveat is natural disasters such as floods and earthquakes. Most carriers won’t take the risk for events such a s flood. You will need special insurance for that. 

Other important personal insurance options include auto insurance, health insurance, disability cover, life insurance and travel insurance.  Liability cover is usually contained within a specific policy such as a car insurance policy or a homeowner’s policy. You also get additional options such as umbrella and endorsements.   

Commercial insurance is also important for business owners. Commercial insurance will cover you for many events such as accidents, general liability claims, professional liability claims, product liability claims, business interruption, data loss, theft, robbery, fire and so on. Commercial insurance can be in the form of a BOP or a custom policy. 

Insurance is a type of risk management. You hope not to need it, but when you do need it, you don’t want to be caught without it. 

Commercial Insurance and Business Insurance in Oshkosh WI, Plymouth WI and Nearby Cities

If you own a business, then you have to be extra careful about handling certain situations. It is not enough to run a business by just focusing on marketing strategies or improving your sales. You must ensure the complete protection of your business against criminal threats or natural calamities. That is why you need to invest in commercial insurance. We, at Behnke Insurance, can be the right choice for you. We are an experienced and reputed company in and around areas like Lomira, Oakfield, Oshkosh WI, Plymouth WI, Ripon WI, and Waupun WI. We cover all aspects of your business that can be exposed to severe risks, right from professional liability, errors, and omissions, to garage liability or worker’s compensation and many more. With our 24×7 policy access, tracking claims, and paying bill options and a dedicated team of experts who can guide you with the right choice of insurance according to your needs, we have become a preferred choice of insurance agency among many.

Commercial Insurance and Business Insurance in Oshkosh WI, Plymouth WIHere, we have put together 3 things to check while applying for business insurance. Take a look.

  1. Independent Insurance Agency

First of all, you should make sure you are opting for an independent insurance agency. This will increase your chances of finding the right insurance according to your needs because independent agencies have multiple carriers and can give you more options for business insurance.

  1. The Coverage Options

Next, you should check the coverage offered by the insurances you are considering. Since there are multiple business insurance policies, you must pick the one that covers all the pivotal risks your business can be exposed to. So, checking the coverage option is an absolute must.

  1. Monthly Premiums

Last but not the least; you should check the insurance premiums you have to pay at the end of every month. Make sure the rate is affordable and suitable for your budget. Compare the rates in the market to opt for a policy which provides maximum protection at the minimal prices.

So, without any delay, call us at (920) 922-3850 today and grab viable business insurance for yourself.

Auto Insurance and Car Insurance in Oshkosh WI, Plymouth WI, Waupun WI and Surrounding Areas

If you own a car, truck, or a motorcycle, the first and foremost responsibility that you have is to make sure that you keep yourselves and the vehicle safe from all kinds perils on the road. Even if you manage to save yourself from any sort of fatal injury, the monetary loss is something which is beyond your control. So, you must work on preparing a shield which will have your back financially if you go through such a situation. We, at Behnke Insurance, can help. We bring you one of the cheapest auto insurance coverage for all kinds of vehicles, right from a car, truck, or motorcycles to the Jet Ski, boats, RVs, ATVs, and even the snowmobiles. So, if you belong to areas like Lomira, Oshkosh WI, Plymouth WI, Ripon WI, St Cloud WI, or Waupun WI, then we can be the right choice for you.

Auto Insurance and Car Insurance in Oshkosh WI, Plymouth WI, Waupun WI Here, we have put together some of the most common reasons why you should opt for auto insurance.

  1. Sudden Breakdowns

Sudden breakdowns are quite common if you have a personal vehicle. But nowadays vehicle repairs and maintenance have become expensive affairs. So, you will need financial help if you face such a situation. But if you already have auto insurance, you will not have to worry about meeting such unforeseen expenses.

  1. Emergency Accidents

Auto accidents have also become rampant nowadays owing to the reckless driving on the road. Along with damaging your vehicle, you are likely to face severe injuries as well. And medical bills are quite hefty nowadays. Therefore, having auto insurance can tackle such emergencies on the monetary front at least.

  1. Liability Payments

Apart from causing injuries to yourself, if you hurt another person traveling in your car, then you will be subjected to a liability payment. Your auto insurance can cover such liability payments as well.

So, if you are keen on buying our auto insurance policies or have any other query, then quickly contact us today.

Insurance and Auto Insurance in Oshkosh WI, Plymouth WI, Waupun WI and Nearby Cities

Insurance is one of the few products you will buy and hope you never need to use it. When you need insurance it normally means something bad has happened. However should an unfortunate event occur, you don’t want to be caught without insurance. Behnke insurance agency can help you with the right insurance solutions in Lomira, Oakfield WI, Oshkosh WI, Plymouth WI, Ripon WI or Waupun WI. They offer both commercial and personal insurance products. When you arrange insurance through a recommended and trusted agency you can have peace of mind that you will be covered when things go wrong. There are two broad categories of insurance. These are personal insurance and commercial insurance.

Insurance, Auto Insurance, Oshkosh WI, Plymouth WI, Waupun WIPersonal insurance can include auto insurance, home insurance, flood insurance, renter insurance, medical or health insurance as well as life and disability cover. There also special types of personal insurance such as travel insurance and personal injury protection.  If you own a car you must have auto insurance.  There are various components to auto insurance and the liability part is compulsory. If you own a home, you need home insurance and you probably need flood insurance as well. Health insurance is also an important type of coverage. Medical costs only go one way and that’s up. Life cover can help take care of your loved ones when you no longer around or able. Disability cover can take care of you should become disabled and unable to work.

Commercial insurance is an important but complicated area. If you run or mange a business, you want the right commercial insurance in place.  Commercial insurance is also called business insurance and it helps protect your financial interests when things go wrong. Business insurance includes things liability cover, indemnity, property insurance, business interruption, workers compensation, commercial auto and more.