When you buy a Liability Only auto insurance policy, what are you getting?
Bodily Injury Liability Coverage – Protects other people. If you cause an accident and hurt other people, this covers their bodily damages.
Property Damage Liability Coverage – Protects other people’s stuff. Cars, buildings, signs, light posts, this coverage pays for the property repairs.
Uninsured Motorist Coverage – Protects your people. If your party is hurt by an at-fault uninsured driver, this coverage pays for medical damages. 1 in 7 drivers are uninsured, per a 2011 statistic.
Underinsured Motorist Coverage – Protects your people. If your party is hurt by an at-fault driver who doesn’t have enough insurance, this coverage pays for medical damages.
Medical Payments Coverage – Regardless of who is at fault, this coverage pays for immediate medical needs of those involved in the accident (includes opposing party and your party).
There are many ways to set up your auto insurance, speak with an expert at Behnke Insurance to learn what’s best for your family.
**Contact a Behnke Insurance Agent for details**