How can I pay less for home insurance? Pride of ownership.
If your home is an “accident waiting to happen”, do you think any insurance company will be happy to see you? (Hint: insurance pays for accidents) A worn down roof, paint peeling exterior walls and unfinished construction projects are all red flags. When an insurance company sees them, they will either justifiably raise your price or send you a cancellation notice.
On the other hand, a home with a quality roof, clean siding, trimmed garden and completed projects is a welcome site for any insurance company. They’ll be tripping over each other trying to insure you, each offering a lower price. You clearly care about your home’s maintenance and take pride in your property.
Insurance companies have piles of real life statistics showing how risky a poor roof is. They use those statistics to price your insurance as best as they can.
Insurance companies want to protect you from financial catastrophe.
Insurance doesn’t want to pay for your poor maintenance habits.
**Contact a Behnke Insurance Agent for details**